Aadhaar Masking Solution

What is Aadhaar Masking Solution?

Aadhaar and its regulations are governed by UIDAI. And as per UIDAI, Aadhaar masking solution refers to automatically covering the first eight digits of Aadhaar number – in physical or digital form. More precisely, Aadhaar masking refers to concealing the first 8 digits of the Aadhaar Number captured in Application forms and the Aadhaar Card copies (physical or digital) captured as part of proof of identity along with the Application.

Aadhaar Masking

What are the circulars pertaining to Aadhaar Masking?

You can refer to the following regulations with regards to Aadhaar masking.

UIDAI regulation on Aadhaar Masking dated 23 October 2018: Ordinance Aadhaar Amendment: F.No.13012/171/2018/Legal/UIDAI/114

RBI regulation on Aadhaar Masking: Master Direction – Know Your Customer (KYC) Direction, 2016 (Updated 29 May 2019): RBI/DBR/2015-16/18,Master Direction DBR.AML.BC.No.81/14.01.001/2015-16 AND Amendment to Master Direction (MD) on KYC: RBI/2018-19/190,DBR.AML.BC.No.39/14.01.001/2018-19

IRDAI regulation on Aadhaar Masking dated 29 January 2019: Allowing of Aadhaar Card as one of the acceptable documents for KYC- under certain conditions: Ref: IRDAI/SDD/Cl R/MISC/020/01/2019

SEBI regulation on Adhaar Masking dated 24 April 2020: Clarification  on  Know  Your  Client  (KYC)  Process  andUse  of Technology for KYC: Ref: SEBI/HO/MIRSD/DOP/CIR/P/202

When do I have to mask Aadhaar numbers?

As per regulations, you will have to mask Aadhaar preferably at the point of capture and certainly before storing them permanently in your downstream systems and databases.

Do I have to mask Aadhaar number in video?

Yes. If you are using services such as Video KYC or IPV/OSV/PIVC to onboard and verify customers, then you must redact the Aadhaar Number from the Aadhaar card shown in the video.

Learn more about Video Aadhaar Masking >

Can I store unmasked Aadhaar number in my database?

No. You as per regulations you cannot store the full Aadhaar Number in your downstream systems and databases. However, if you have an Aadhaar Vault system, you may store the full Aadhaar Number in your vault and then use a surrogate number in your downstream numbers. This would be same as the solution adopted by the industry to store Credit card numbers.

Do I have to mask historical Aadhaar images?

Yes. Every Aadhaar Card captured thus far need to be masked irrespective of the age of the application.

Can I use technology to mask Aadhaar numbers?

Yes. The good news is that the technology has advanced in recognizing the 12-digit Aadhaar numbers and therefore are able to do detect and mask Aadhaar numbers from images and videos accurately. In the master KYC directive published by RBI, the regulator recommends the use of AI technologies for such tasks.

Learn more about Aadhaar Masking Technology >

Learn more about image formats supported by Technology >

What image formats are supported for masking Aadhaar?

We support PDF, JPG, PNG, TIFF, BMP, BASE 64, Single or multiple pages and rotated images. Furthermore, we support masking images captured as photocopies, colour or greyscale images, front and back images on the same page, and any quality as long as there is an Aadhaar number visible to mask.

I am not a regulated entity; do I still have to mask Aadhaar Numbers?

Yes. Regardless of the industry you are in, you will have to mask/redact Aadhaar numbers as per current regulations. For instance, even if you are just a small start-up taking Aadhaar as proof of identity from employers, the same needs to be masked before filing and storage.

Try Aadhaar Masking for free >

Talk to an expert today >

In what ways can you mask Aadhaar images?

We can help you mask aadhaar in three simple ways: We help you mask Aadhaar images you capture from customers using our mobile SDK integrated into your own App (Android and iOS). We help you mask Aadhaar when users upload Aadhaar images as proof of ID on your web or mobile applications using our APIs and finally we help you mask all your historical Aadhaar images through batch jobs as a one-time step in your own servers.

How much does Aadhaar Masking cost?

Aadhaar masking pricing is based on your volumes as they are discounted at large volumes. The pricing also depends if you would like to deploy our Aadhaar masking solution on premises or use our secure cloud. But rest assured it is extremely low and affordable for anyone wanting to mask Aadhaar even at low volumes. If you are using our cloud services, we do not charge any set up fee or minimum commitment fees or hidden fees. We do not even ask you for any advance payments as credits. Instead, you will simply pay per transaction and have a post-paid monthly bill. Please talk to us once so we can get to know you better before we share the aadhaar masking pricing and provide you with free access to try our SDKs and APIs.


About

We are your friends at frslabs

FRSLABS is an award-winning research and development company specialising in customer onboarding, identity verification and fraud prevention solutions for businesses. Whether you are a big bank, insurance, telco or a small investment broker, we help you onboard and verify your customers with greater flexibility, compliance and reliability.

Built for you, not for investors

We do what is right for you (and only you) at scale. Nothing is off-limits for us when it comes to innovation, a culture best reflected in the array of patents we have filed. We want to be your trusted partner, to build the solutions you need, and to succeed when you succeed.

Priced for success

We are driven by our mission to touch a billion lives with our tools and not beholden by venture capital or mindless competition. We therefore have the freedom to do the right thing, and price our products sensibly, keeping your success and our staff in mind.

Supported by humans

Whatever it takes, we are here to help you succeed with our products and services. For a start, you get to talk to a human for help, not bots, to figure things out one-to-one. Whatever your needs, however trivial or complex it may seem, we have you covered.

**

You Might Also Like
Battle tested technology.
Use it just the way you want it.

Whether you are just starting out or you are miles ahead and want to optimise your customer experience, you can use our technology just the way you imagine it. In multiple ways for multiple use cases.

Native Mobile SDKs

Offline Android and iOS components for identity capture. Works without internet connection. Quick integration into your native Apps. Tested in over 1000+ mobile devices.

View SDK Documentation video kyc
Cloud APIs

Restful APIs that can be integrated instantly without worrying about infrastructure or auto scaling. Our battle tested AWS environment is ISO 27001:2013 certified and monitored 24x7.

View API Documentation video kyc
On-Premise

Use our technology deployed as Docker containers in your own servers. In this set up there are no external calls outside your servers giving you total control over your data.

Contact Sales video kyc
Cloud Dashboard (no-code)

Get started instantly and begin your identity verification projects. The dashboard provides you with everything you need to onboard your customers as per prevailing regulations.

Book a demo video kyc

Trusted technology platform.

Trust is hard to earn. We certainly do not earn them through paid advertising. Instead, we earn your trust by providing a high-quality product and reliable service that you can count on. Every single day.

Award winning technology
Patent pending technologies matured over ten years with proven accuracy, quality and scale.
Support that truly supports
Whatever it takes, we are here to help you succeed with our tools and services.
Secure enterprise platform
Use our cloud platform to get started now. Or deploy this within your own premises.
Pricing that makes sense
Pay per transaction with discounts as you scale. Or annual subscription with unlimited usage.

Trusted by 150+ customers worldwide

Book a free demo

Built for flexibility, compliance and reliability to serve multiple industry segments.

Banks
Insurance
Telco
Ecommerce
Fintech
Healthcare
Delivery
Gig Economy
Governments