From extraction of text from identity cards through to the complex voice token and pre issuance verifications, we have built our solution to encompass the entire digital KYC flow; to cater to the shifting onboarding experience demanded by consumers and the subtle and cost-effective ways businesses can respond. And here’s the full list of features that can be mixed, matched and sliced to fit your exact onboarding flow.
Wow your customers from the very first step of the onboarding journey. A journey that avoids typing in complex application forms on a mobile screen. Allow the customer to just scan any supported national identity document for the magic to happen. With speed and accuracy, you can get your customers to complete your KYC in a few seconds. With OCR, you will also have the document image compressed and cropped to perfection.
Aadhaar Offline is one of the safest, full proof and cost-effective way to complete Digital KYC without the need to spend large sums of money for eKYC. Aadhaar Offline flow can be configured in a simple two step process all within your mobile App. Once the Aadhaar Offline file is fetched, the signature is verified and parsed exactly as the file presents maintaining full integrity of the document.
Aadhaar masking is a regulation. Don’t leave it until too late to comply with this. With over 10 million Aadhaar images masked, we have the technology maturity to provide one of the highest accuracy rates for Aadhaar masking. Our technology can handle images that are rotated and in multiple formats such as JPG, PNG and PDF. Besides, if you have videos with customers displaying their Aadhaar and would like to mask Aadhaar in videos, look no further for Video Aadhaar Masking.
This will help weed out barred, synthetic and fake ID documents. Supported Government verifications include PAN, Voter ID, GST, Driving License and Bank Account. All of the checks are done in real time.
This might sound easy but we have spent over 5 years perfecting this. Right from the unique screen design to the instructions, we have worked hard to make it unique; and the first one to do so with a comprehensive set of instructions. Supported in over 500+ devices, the KYC selfie checks for blur, sharpness and exposure with blink or smile for liveness, crops and compresses the image to less than 50KB. Every time. Not only that you have a consistent photo image of the customer, your IT team can plan precise space allocation based on the number of images.
This perhaps is the most important part of verification for asset-based products. Before the final approval, you would want to ensure that the customer has fully understood and accepted the terms in a simple and friendly way through helpful video. The entire video instruction is recorded (screen recording with all of the buttons pressed by the customer and text spoken also recorded) for audit purposes.
All forms of photographs can be spoofed and hence we built the video with voice token feature for robust liveness and non-repudiation checks to be part of the KYC flow. As part of this, the customer speaks a unique one-time token in a live video. And instantly the token is verified before the video is accepted, allowing genuine customers to go through and filter out possible spoof attempts at the application stage.
A simple and quick way to verify that the person onboarding is the true owner of the ID. With a low false acceptance and a high true acceptance, this solution will go a long way toward eliminating identity theft. We have perfected our deep learning models using Indian faces to make the matching more accurate for Indian users.
As your customer is onboarding, you can do a quick check of the face and demographic details against all of the existing customers (and customers in your watch list) to see if there is a face or demographic match so the application can be referred in time for a review by your underwriting team before the application is accepted. This could save a ton of time and drop-offs. And better still, we can match an incoming image against 25 lac stored images in under 5 seconds making it a breeze.
Servicing customers worldwide