{"id":482,"date":"2013-07-10T08:01:58","date_gmt":"2013-07-10T08:01:58","guid":{"rendered":"http:\/\/frslabs.com\/frsblog\/?p=482"},"modified":"2025-09-19T10:30:36","modified_gmt":"2025-09-19T10:30:36","slug":"credit-referrals-an-important-but-much-hated-word","status":"publish","type":"post","link":"https:\/\/www.frslabs.com\/frsblog\/2013\/07\/10\/credit-referrals-an-important-but-much-hated-word\/","title":{"rendered":"Credit Referrals \u2013 An important but much hated word."},"content":{"rendered":"<p>The word \u2018credit referrals\u2019 or \u2018you\u2019ve been referred to a credit Analyst sir!\u2019 does not go down well with potential customers, particularly when the customer is waiting to get his hands on the next iPhone.<\/p>\n<p>Almost all businesses, with a few exceptions, use a risk assessment scoring methodology to score an application prior to parting with new products or services. After all, it\u2019s a fair way to decide whether or not someone is going to pay the bills when conventional wisdom does not help. Nevertheless, no one would like to be in a position where their details are referred to a risk Analyst because a machine says so.<\/p>\n<p>I don\u2019t particularly see anything wrong with this approach as it\u2019s applied consistently and uniformly across all applicants. However, once a customer is referred to a risk assessment Analyst, the technology should be swift to ensure that legitimate customers are not kept waiting for long. And here\u2019s where we come in to help our clients.<\/p>\n<p>With our <a title=\"Credit Referrals Introduction\" href=\"http:\/\/frslabs.com\/frsblog\/2013\/05\/28\/introducing-the-referrals-search-engine-to-orpheus-fraud-management-system\/\">Referrals+<\/a> product, we help cut down the search times by over 50% against conventional desktop based applications. Besides, the name and address search results are far superior. We use advanced phonetics and fuzzy techniques to match potential names and addresses and we let the user control the search results through a number of advanced settings.<\/p>\n<p><a title=\"Credit Referrals Introduction\" href=\"http:\/\/frslabs.com\/frsblog\/2013\/05\/28\/introducing-the-referrals-search-engine-to-orpheus-fraud-management-system\/\">Referrals+<\/a> is not just a name and address search engine. It can help cut down fraud at the point of entry and prevent fraudsters from slipping through the net. It can automate the searches to check new connections against existing black listed customers to raise red flags. And a lot more.<\/p>\n<p>The basic idea is that legitimate customers should have as little inconvenience as possible when referred and fraudsters shouldn\u2019t be allowed to re-enter the network. Referrals+ is designed exactly for this purpose. To learn more or get a demo of \u2018Referrals+\u2019, please write to us at <a href=\"mailto:info@frslabs.com\">info@frslabs.com<\/a>.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The word \u2018credit referrals\u2019 or \u2018you\u2019ve been referred to a credit Analyst sir!\u2019 does not go down well with potential customers, particularly when the customer is waiting to get his hands on the next iPhone. Almost all businesses, with a few exceptions, use a risk assessment scoring methodology to score an application prior to parting [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_s2mail":"yes"},"categories":[1],"tags":[45,43,5,44],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Credit Referrals \u2013 An important but much hated word. - FRSLABS<\/title>\n<meta name=\"description\" content=\"Credit Referrals ensures that repeat fraudsters are not allowed to re-enter the business.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.frslabs.com\/frsblog\/2013\/07\/10\/credit-referrals-an-important-but-much-hated-word\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Shankar\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.frslabs.com\/frsblog\/#website\",\"url\":\"https:\/\/www.frslabs.com\/frsblog\/\",\"name\":\"FRSLABS\",\"description\":\"Privacy Protection | Identity Verification | Fraud Managment\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.frslabs.com\/frsblog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.frslabs.com\/frsblog\/2013\/07\/10\/credit-referrals-an-important-but-much-hated-word\/#webpage\",\"url\":\"https:\/\/www.frslabs.com\/frsblog\/2013\/07\/10\/credit-referrals-an-important-but-much-hated-word\/\",\"name\":\"Credit Referrals \\u2013 An important but much hated word. - 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